Brightspeed is one of the fastest-growing fiber ISPs in the country — building in 20 states with 3.3 million fiber locations targeted by end of 2026. Spun off from Lumen/CenturyLink's consumer assets, Brightspeed is headquartered in Charlotte, NC and is one of the top BEAD program recipients with $110.7M in federal broadband funding. To work as a Brightspeed subcontractor, you need compliant insurance with Brightspeed named as Additional Insured on your COI before you can start work.
Brightspeed's subcontractor agreements require specific insurance minimums. Here's what you need to be Brightspeed-compliant and get on their approved vendor list.
Brightspeed typically requires $1M per occurrence / $2M aggregate GL from fiber installation subcontractors. Covers property damage to existing infrastructure, bodily injury on job sites, and completed operations claims. Brightspeed must be named as Additional Insured.
Brightspeed requires statutory Workers' Comp from all subcontractors. Required in all 20 states where Brightspeed operates. Protects your crew during aerial lashing, underground OSP, splicing, and drop installation work.
Brightspeed requires $1M combined single limit Commercial Auto covering all vehicles used for Brightspeed work — bucket trucks, splice vans, boring machines, and trailers. Brightspeed must be named as Additional Insured on auto policies.
For larger Brightspeed subcontracts — especially BEAD-funded builds, multi-county OSP work, and ROW construction — Brightspeed may require $2M–$3M umbrella on top of GL. We can issue these efficiently.
Brightspeed subcontractors using fusion splicers, OTDRs, reel trailers, and directional boring equipment need Inland Marine coverage to protect assets between job sites and in transit across Brightspeed's 20-state territory.
Brightspeed's subcontractor agreements require Additional Insured endorsements on GL and Auto policies. We issue Brightspeed-compliant COIs promptly with the correct Brightspeed entity name and project address.
Brightspeed is building in 20 states with 3.3M fiber locations targeted by end of 2026. These are the markets with the most active subcontractor demand right now.
Charlotte is Brightspeed's headquarters. NC is one of their most active buildout states with major expansion across the Charlotte metro, Piedmont Triad, and rural eastern NC counties using BEAD funding.
Brightspeed is approximately 75% complete with their SC fiber buildout — making it one of their furthest-along markets and still hiring local subcontractors for final-mile drop installation and splicing work.
Virginia is an active Brightspeed OSP build market. Brightspeed is expanding from CenturyLink's legacy footprint across western and central VA with both private capital and BEAD funding.
Indiana is an active Brightspeed expansion market. Brightspeed inherited significant CenturyLink/Lumen consumer territory in IN and is upgrading it to fiber across multiple markets.
Kansas is part of Brightspeed's active 2026 buildout. Legacy CenturyLink territory being upgraded to fiber. Subcontractors for OSP installation and drop crews are needed throughout the state.
Brightspeed serves 20 states total including AL, AR, CO, IA, ID, IN, KS, LA, MN, MO, MS, NC, NE, NM, NV, OH, SC, SD, VA, and WI. Submit a quote and tell us your state.
We know Brightspeed's subcontractor requirements across all 20 states — and we get you compliant fast so you never miss a Brightspeed contract.
Brightspeed was spun off from Lumen/CenturyLink in 2022. We know the entity names, the subsidiary structure, and exactly what Additional Insured language Brightspeed's subcontract agreements require so your COI passes compliance fast.
Brightspeed moves fast on subcontract awards. We get you covered and issue compliant COIs the same business day you apply — so you never miss a Brightspeed project over paperwork delays.
Brightspeed received $110.7M in BEAD federal broadband funding. BEAD-funded projects may require higher limits and additional compliance documentation — we handle that for Brightspeed subcontractors.
We specialize exclusively in fiber and cable contractors. We understand OSP work, FTTH drops, aerial lashing, and underground conduit — and make sure your policy actually covers what you do for Brightspeed.
Common questions from fiber contractors getting insured for Brightspeed subcontract work.
Brightspeed typically requires: General Liability ($1M per occurrence / $2M aggregate), statutory Workers' Compensation, Commercial Auto ($1M CSL), and an Umbrella policy of $2M–$3M for larger projects. Brightspeed must be named as Additional Insured on your GL and Auto policies.
Yes. Brightspeed requires Additional Insured status on both your General Liability and Commercial Auto policies. The entity name on the COI must match the Brightspeed subsidiary contracting the work — we know the correct entity names across all Brightspeed markets and issue compliant COIs promptly.
BEAD-funded projects through Brightspeed may require higher insurance limits and additional compliance documentation beyond standard subcontract requirements. Brightspeed received $110.7M in BEAD funding and is using it across multiple states. We advise getting quotes that can scale to BEAD project requirements.
Brightspeed was created in 2022 when a private equity firm (Apollo) purchased Lumen/CenturyLink's consumer wireline business in 20 states. Brightspeed is now an independent company focused exclusively on fiber buildout. If you previously worked for CenturyLink in one of these 20 states, Brightspeed is now the contracting entity — and you'll need COIs naming Brightspeed, not CenturyLink or Lumen.
A full Brightspeed-compliant package (GL + Workers' Comp + Auto + Umbrella) for a small fiber crew typically runs $3,500–$10,000/year depending on your state, payroll, and revenue. Submit a quote for your specific situation — we'll find the most competitive pricing across multiple A-rated carriers.
No-obligation quotes for Brightspeed subcontractors — prompt COI with Brightspeed named as Additional Insured.
Get My Brightspeed-Compliant QuoteIMPORTANT DISCLOSURES: FiberContractorInsurance.com is a lead generation website operated by a licensed insurance brokerage. This website is not an insurance company and does not issue policies or bind coverage. Submission of a quote request does not constitute an insurance application, a coverage binder, or a guarantee of insurability or pricing. All coverage is subject to underwriting approval by the issuing carrier.
Insurance products and availability vary by state. Brightspeed subcontractor insurance requirements are subject to change and vary by project, state, and contract type. Brightspeed is a registered trademark of Brightspeed. FiberContractorInsurance.com is not affiliated with or endorsed by Brightspeed.