Whether you're pulling coax, running fiber, installing structured wiring, or working as a cable tech subcontractor — you need the right insurance. We specialize in cable and telecom installer coverage: fast quotes, prompt COI, and policies built for the way you actually work.
Whether you're a solo cable tech or running a crew, here's the coverage you need to protect your business and satisfy ISP and cable company subcontract requirements.
The foundation of any cable installer's insurance program. GL covers property damage you cause at a customer's home or business, bodily injury on the job, and completed operations claims after the work is done. Most ISP and cable company agreements require $1M/$2M GL with AI endorsement.
Required in most states for any employer with employees. Covers medical bills and lost wages if a cable tech is hurt on the job — drilling walls, working in attics, climbing poles, or pulling cable. Even sole proprietors are often required to carry Workers' Comp by ISP subcontract agreements.
Personal auto policies don't cover vehicles used for work. Commercial Auto covers your vans, trucks, and work vehicles while driving to job sites, carrying cable and equipment, or hauling tools. ISP agreements typically require $1M CSL with the ISP named as Additional Insured.
Umbrella coverage adds an extra layer of protection above your GL and Auto limits. For cable installers working on larger commercial contracts, multi-dwelling units, or ISP builds, an Umbrella of $1M–$2M is often required and always smart to have.
Protects cable tools, test equipment, wire reels, and gear in your van or at job sites. Standard GL doesn't cover your own tools — Inland Marine fills that gap so a stolen van or damaged equipment doesn't put you out of work.
Working for AT&T, Comcast, Spectrum, Charter, or another ISP? They'll require a COI naming them as Additional Insured before your first day on the job. We issue AI COIs promptly — with the correct entity name and endorsement language your subcontract requires.
We insure a full range of cable installation and telecom contractor work across all 50 states.
Coaxial cable installation for cable TV, broadband, and MDU properties. Includes interior and exterior coax runs, splitter installation, and signal testing.
FTTH drop installation, aerial lashing, underground OSP, and fiber splicing. Whether you work for an ISP or on commercial fiber builds, we have you covered.
Cat5e, Cat6, Cat6A data cabling for residential and commercial buildings. Includes patch panels, keystones, home distribution panels, and network infrastructure.
Low voltage contractors installing security, access control, audio/video, intercom, and telecom wiring in residential and commercial buildings.
Cable and fiber subcontractors for AT&T, Comcast, Spectrum, Charter, Cox, Frontier, Brightspeed, Lumen, and other ISPs and cable companies nationwide.
Internet service installation technicians — residential and commercial broadband drops, equipment installation, CPE setup, and customer premise wiring.
We specialize in cable and telecom contractor insurance — not general contractor coverage that doesn't fit how you work.
Standard contractor policies often have exclusions for telecom and cable work. We work with carriers that understand cable installation and write policies that actually cover what you do.
ISP subcontract work moves fast. We get you insured and issue AI COIs the same business day — so you never lose a cable job because of an insurance delay.
We know what entity names and AI language AT&T, Comcast, Spectrum, Charter, Frontier, and other cable companies require. Your COI passes compliance the first time.
We handle cable installer insurance across all 50 states — with the Workers' Comp expertise to make sure you're compliant wherever you work.
Common questions from cable and telecom installers getting insured for the first time or looking to switch carriers.
Cable installers typically need General Liability ($1M/$2M), Workers' Compensation (required by most states and all ISP agreements), Commercial Auto ($1M CSL), and an Umbrella for larger contracts. If working as an ISP subcontractor, you'll also need to provide COIs naming the ISP as Additional Insured.
Most states require Workers' Compensation for employers with one or more employees. Even as a sole proprietor doing cable installation subcontract work, most ISP and cable company agreements require you to carry Workers' Comp. We make sure your coverage is compliant in your specific state.
A full package (GL + Workers' Comp + Auto + Umbrella) for a small cable crew typically runs $3,000–$8,000/year depending on your state, payroll, and revenue. Solo cable techs with no employees can often get started with GL only for $1,500–$3,000/year. Submit a quote for your specific situation.
Yes. We issue Additional Insured COIs the same business day for AT&T, Comcast, Spectrum, Charter, Cox, Frontier, Brightspeed, Lumen, and other ISPs and cable companies. We know the correct entity names and AI endorsement language each company requires.
No. Personal auto insurance policies exclude business use. If you're driving your van for cable installation work and get in an accident, your personal policy won't cover it. You need Commercial Auto insurance to cover vehicles used for business purposes.
No-obligation quotes for cable and telecom installers — prompt COI service, A-rated carriers, all 50 states.
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IMPORTANT DISCLOSURES: FiberContractorInsurance.com is a lead generation website operated by a licensed insurance brokerage. Not an insurance company. Submission does not bind coverage or guarantee pricing.
Insurance products and availability vary by state. Coverage requirements for cable installer subcontractors vary by ISP and contract type. All ISP and cable company names referenced are trademarks of their respective owners. FiberContractorInsurance.com is not affiliated with or endorsed by any ISP or cable company.