Pulling coax, running fiber, or installing drops anywhere in Texas? We insure cable and telecom installers across the Spectrum, Xfinity, and Optimum markets — GL, workers’ comp, commercial auto, and fast ISP additional insured COIs for crews in Dallas, Houston, Austin, San Antonio, and statewide.
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Texas doesn’t license most cable work or require comp for private employers, but ISPs and primes require both coverage and proof. Here’s the coverage Texas crews carry.
The foundation of any cable installer's insurance program. GL covers property damage you cause at a customer's home or business, bodily injury on the job, and completed operations claims after the work is done. Most ISP and cable company agreements require $1M/$2M GL with AI endorsement.
Optional for most private employers in Texas, but required on public-entity contracts and by every major ISP and prime. Non-subscribers lose key legal defenses if an employee sues after an injury, so most cable crews carry it.
Texas crews cover long distances between metros, and personal auto policies don’t cover work vehicles. Commercial Auto covers your vans and trucks, hired and non-owned vehicles, and the $1M limit most ISPs require.
Umbrella coverage adds an extra layer of protection above your GL and Auto limits. For cable installers working on larger commercial contracts, multi-dwelling units, or ISP builds, an Umbrella of $1M–$2M is often required and always smart to have.
Protects cable tools, test equipment, wire reels, and gear in your van or at job sites. Standard GL doesn't cover your own tools — Inland Marine fills that gap so a stolen van or damaged equipment doesn't put you out of work.
Working for AT&T, Comcast, Spectrum, Charter, or another ISP? They'll require a COI naming them as Additional Insured before your first day on the job. We issue AI COIs promptly — with the correct entity name and endorsement language your subcontract requires.
We insure cable and telecom installers across Texas, from Dallas–Fort Worth fulfillment crews to Houston and Austin fiber builders.
Coaxial cable installation for cable TV, broadband, and MDU properties. Includes interior and exterior coax runs, splitter installation, and signal testing.
FTTH drop installation, aerial lashing, underground OSP, and fiber splicing. Whether you work for an ISP or on commercial fiber builds, we have you covered.
Cat5e, Cat6, Cat6A data cabling for residential and commercial buildings. Includes patch panels, keystones, home distribution panels, and network infrastructure.
Low voltage contractors installing security, access control, audio/video, intercom, and telecom wiring in residential and commercial buildings.
Cable and fiber subcontractors for AT&T, Comcast, Spectrum, Charter, Cox, Frontier, Brightspeed, Lumen, and other ISPs and cable companies nationwide.
Internet service installation technicians — residential and commercial broadband drops, equipment installation, CPE setup, and customer premise wiring.
We know Texas’s non-subscriber rules, city permitting, and the operators’ insurance requirements, not just general contractor coverage.
Standard contractor policies often have exclusions for telecom and cable work. We work with carriers that understand cable installation and write policies that actually cover what you do.
ISP subcontract work moves fast. We get you insured and issue AI COIs fast — so you never lose a cable job because of an insurance delay.
We know what entity names and AI language AT&T, Comcast, Spectrum, Charter, Frontier, and other cable companies require. Your COI passes compliance the first time.
We handle cable installer insurance across all 50 states — with the Workers' Comp expertise to make sure you're compliant wherever you work.
Typical 2026 premium ranges for cable installers working in Texas.
Texas runs below the national average. Workers’ comp is optional under state law, but nearly every ISP and prime requires it, so budget for it anyway.
For the full breakdown, see our Texas cost guide. Your number depends on scope, payroll, vehicles, claims history, and the limits your primes require; start a quote for an exact figure.
What the state requires before your crews start work, separate from what ISPs and primes require in their contracts.
Licensing rules change and often depend on scope, so confirm with the state board before bidding. For coverage that applies in every state, including cable layer and communication equipment installation coverage, see our main cable installer insurance guide.
Texas has the deepest bench of cable and fiber operators in the South, and data center construction is adding commercial fiber work on top of residential installs.
Each operator and prime sets its own insurance requirements, and certificates must name the right legal entity. We match your package to the program you’re working under, with fast COI issuance once you’re bound.
Texas has no statewide low-voltage license — cities set their own permitting — and while workers’ comp is technically optional, every fulfillment prime requires it anyway.
Texas’s largest cable market. GL, workers’ comp, and fast COIs for installers on fulfillment routes, MDU projects, and commercial installs in and around Dallas.
Coverage for cable and telecom installers working residential fulfillment, enterprise, and institutional jobs across the Houston metro.
Growing fulfillment and overbuild markets. Fast additional insured COIs for crews based around Austin and San Antonio.
Statewide TX rating with no per-county surprises — coverage that travels with your crews from metro fulfillment routes to rural builds.
What cable and telecom installers ask about working in Texas.
No statewide license covers cable or telecom installation in Texas, but cities have their own permit and registration rules. Alarm, CCTV, and access-control work needs a Texas DPS Private Security Bureau license, and line-voltage electrical work needs a TDLR license.
Not for most private employers, since Texas lets employers opt out as non-subscribers. But comp is required on public-entity construction contracts, and every major ISP and prime requires it before releasing work, so in practice cable installers carry it.
A solo tech carrying general liability typically pays $1,500 to $3,000 a year. A 2-5 person crew with the full package typically pays $7,000 to $17,000, which is below the national average.
Spectrum is the largest cable operator in Texas, with Comcast Xfinity in Houston, AT&T Fiber statewide, Optimum in former Suddenlink markets, and Astound in several metros. Data center construction in Dallas-Fort Worth, Austin, and San Antonio is adding commercial fiber work.
Yes. Submit a Texas811 ticket at least 48 hours before digging, not counting weekends and holidays. A strike without a ticket can leave you paying for the repair, so make sure your GL policy doesn't exclude underground damage.
No-obligation quotes for cable and telecom installers — prompt COI service, A-rated carriers, all 50 states.
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