Built for operations, not startups. If you’re running multiple rigs, a real fleet, and seven figures of revenue, your insurance program should be engineered like your business — fleet-rated auto, equipment schedules at today’s replacement values, XCU-clean GL with CPL, and a workers’ comp program with an actual EMR strategy. Already insured? Most established crews start with our free renewal review.
3 quick steps — a specialist will follow up with your options
Secure & confidential. Your info is never sold to third parties.
A licensed insurance broker specializing in fiber and telecom contractors will review your submission and reach out with personalized coverage options as quickly as possible.
Need coverage faster? Call us directly at (350) 218-1055.
Six lines, engineered together — because on an established boring operation, the gaps live between policies, not inside them.
Usually your biggest line — and the one the hard market keeps raising. We rate the fleet for real radius and real drivers, structure deductibles that match your loss history, and put hired & non-owned where crews actually drive. Fleet programs are where renewal reviews find the most money.
Drills, mud systems, vacs, locators, and support iron scheduled at current replacement values — not the invoice from 2021. Leased and rented rigs addressed in writing. Underinsured schedules are the #1 gap we find in established-operator reviews.
Explosion, collapse, and underground are your whole business — a GL policy carrying the XCU exclusion is a premises policy wearing a hard hat. We read the forms schedule against prime requirements before binding, not after a rejection.
Frac-out, drilling fluid, fuel, and disturbed contaminants — the claims GL excludes and primes increasingly require coverage for. Occurrence-form CPL quoted with the package; our CPL page has the detail.
Class 6325 runs $8–$19 per $100 of payroll — so your experience mod is a profit line. We verify the data feeding the mod, split payroll correctly across classes, and run claims practices that pull the number down over time.
$2M–$5M umbrella layers for prime and municipal requirements, and bid, performance, and payment bonds for the public work an established operation should be bidding.
If this sounds like your company, your program deserves more engineering than a startup policy — and probably costs more than it should.
Two to six drills, mud systems, and the support fleet behind them — running telecom, gas, water, and power bores.
Open-cut and plow crews with heavy iron, DOT-regulated trucks, and multi-county radii.
Hydro-excavation fleets supporting locates and daylighting — auto-heavy risk profiles that generic brokers misrate.
Full-cycle crews from locate through restoration — mixed class codes that need correct payroll splits.
Operations working under Dycom and MasTec companies, utilities, and municipal contracts with layered insurance specs.
Established companies where the premium is big enough that program engineering — not just shopping — moves real money.
You don’t need another quote. You need someone to read what you already have the way a prime’s compliance reviewer — and an auditor — will.
Send dec pages and your GL forms schedule; within 48 hours you get a written read: outdated equipment values, class-code drift, rejected-exclusion risk, and where your pricing sits against market. Start here →
A Broker of Record letter moves your program without canceling policies or lapsing coverage — no mid-term rewrite, no COI gaps on active jobs. We handle the paper; your crews never notice.
Mod verification before the valuation date, payroll splits that survive audit, and someone in your corner when the WC audit comes back wrong — the service established operations actually need between renewals.
Same-day, entity-correct COIs across every prime and municipality you work — because a stopped PO costs more than premium ever will.
What established boring contractors ask before moving their program.
A multi-rig directional boring operation typically runs $40,000–$150,000+ per year across the full program — commercial auto is usually the biggest line, followed by workers comp in class 6325, equipment coverage at 0.5–2% of scheduled values, GL, CPL, and umbrella. Our HDD cost guide breaks it down by operation size, and a renewal review tells you where your current program sits against market.
Yes — that's where we start with established operations. Send dec pages and your GL Schedule of Forms through our free renewal review and we'll flag outdated equipment values, class-code drift, rejected-exclusion risk, and pricing that's above market, typically within 48 hours. No obligation, and your current broker isn't contacted.
Usually with a Broker of Record (BOR) letter — a one-page document that moves your existing policies to a new broker without canceling anything or changing carriers mid-term. Coverage never lapses, rates don't reset, and the new broker takes over service and the renewal negotiation. Our BOR guide walks through exactly how it works.
More than most contractors are told. Verify the claims data feeding the mod (errors are common), close out open reserves before the valuation date, split payroll correctly between 6325 and lighter classes, and put return-to-work documentation in place. A mod moving from 1.2 back toward 1.0 on seven figures of class-6325 payroll is tens of thousands a year.
Yes — leased drills, rented mud systems, and borrowed support equipment need to be addressed in the inland marine program (and lease agreements usually require it in writing). We schedule owned iron at current replacement values — not five-year-old invoice prices — and set rented/leased-equipment limits to match how you actually ramp for big jobs.
Dec pages in, written second opinion out within 48 hours. Or start a fresh quote if you’d rather see our numbers first.
Start My Renewal ReviewSite managed by Altamira Insurance Agency. See also: California Contractor Insurance — CSLB licensing, bonds & coverage for California contractors.
IMPORTANT DISCLOSURES: FiberContractorInsurance.com is a lead generation website operated by a licensed insurance brokerage. Not an insurance company. Submission does not bind coverage or guarantee pricing.
Insurance products and availability vary by state. Coverage requirements vary by ISP, carrier, and contract type. All ISP, cable company, and carrier names referenced are trademarks of their respective owners. FiberContractorInsurance.com is not affiliated with or endorsed by any ISP, cable company, or carrier.