ITG Communications runs installation, fulfillment, construction, and locate work for cable and fiber operators in 49 states, and much of that field work runs through subcontractor crews. ITG subcontractors are typically asked to carry $2M general liability, a $3M umbrella, $1M auto, and workers’ comp, with ITG as additional insured, primary and non-contributory, and waivers of subrogation. We build packages that match, with fast COI issuance once you’re bound.
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Limits run higher than many fulfillment programs, especially on general liability and umbrella. Your subcontract’s insurance exhibit controls, and requirements can vary by program and scope.
$2M per occurrence and $2M aggregate, with $2M products–completed operations and $2M personal and advertising injury. That’s higher than the $1M per occurrence many contractors carry, so check your limits first.
$1M combined single limit, with ITG as additional insured and a waiver of subrogation. Install and fulfillment crews drive all day, so auto is usually the line underwriters look at hardest.
$3M each occurrence and $3M aggregate on an occurrence form, sitting over general liability, auto, and employer’s liability.
Statutory workers’ comp with $1M each accident, $1M disease per employee, and $1M disease policy limit, plus a waiver of subrogation in ITG’s favor.
If you lease a vehicle from ITG, expect to name ITG as additional insured and loss payee with a lessor endorsement, and to show comprehensive and collision coverage for that vehicle.
ITG subcontractors are typically asked to provide 30 days’ notice of cancellation on all policies. Standard policies usually notify only you, so this often takes an endorsement.
ITG started as a group of technicians in 2013 and went public in 2026. Most of its field workforce isn’t on its own payroll.
Because so much of ITG’s work is cable fulfillment for Comcast and Charter, see our Comcast and Spectrum subcontractor pages too.
ITG’s divisions cover most of the broadband lifecycle, and each scope carries different risks.
Install, upgrade, and service-call techs on Comcast and Charter routes, where auto and customer-property claims drive the risk.
Buried service drops in residential yards, where utility strikes and lawn and irrigation damage are the common claims.
Electronic and ground-penetrating-radar locate techs. A mismark that leads to a strike can be argued as a professional error, so check your GL for professional services exclusions.
Aerial and underground fiber, directional boring, trenching, and MDU wiring, where pollution and underground coverage matter.
Installation, upgrades, and coverage work, with height exposure underwriters will ask about.
Site work, water mains, conduit, and restoration, which can need higher auto and equipment limits.
Most ITG certificate problems come from limits that fall short or endorsements that aren’t actually on the policy. We build to the spec before you bind.
We check your general liability occurrence limit and umbrella against what ITG subcontractors are typically asked to carry, and fix the gaps before onboarding.
ITG, Inc. is the public parent and ITG Communications, LLC is the operating company. Certificates name the entity on your subcontract, so they clear compliance review.
Additional insured for ongoing and completed operations, primary and non-contributory, waivers on all three lines, and notice of cancellation, all on the policy itself.
Certificates go out fast once you’re bound, and renewal certificates go out before expiration so your work orders don’t stop.
What subcontractors ask before onboarding with ITG Communications.
ITG subcontractors are typically asked to carry general liability of $2 million per occurrence and $2 million aggregate, commercial auto of $1 million combined single limit, a $3 million umbrella, and workers' compensation with $1 million employer's liability. ITG is typically named as additional insured on the general liability (ongoing and completed operations) and auto, coverage is primary and non-contributory, and subrogation is waived on general liability, auto, and workers' comp. Your subcontract's insurance exhibit controls, and requirements can vary by program and scope.
Many contractors carry $1 million per occurrence and $2 million aggregate, which falls short of the $2 million per occurrence ITG subcontractors are typically asked to carry. Raising the occurrence limit usually costs less than contractors expect, and some contracts accept an umbrella to make up the difference, so check your exhibit before you buy.
ITG, Inc. is the publicly traded parent company (Nasdaq: ITG), and field work is contracted through its operating company, ITG Communications, LLC. Name the entity on your subcontract or work order as the certificate holder and additional insured. If the names don't match, compliance reviews can reject the certificate.
Expect to name ITG as additional insured and loss payee on your auto policy with a lessor endorsement, and to show physical damage coverage (comprehensive and collision) for the leased vehicle on the endorsement or the certificate.
ITG subcontractors are typically asked to provide 30 days' notice of cancellation on all policies. Standard policies usually notify only the named insured, so this often takes a notice-of-cancellation endorsement. Ask your broker to add it before you bind.
Fast once coverage is bound. Quotes typically take one to two weeks while carriers underwrite the account, so start before your onboarding deadline.
Based on the requirements ITG subcontractors are typically asked to meet. Your subcontract’s insurance exhibit controls, and requirements can vary by program, scope, and contract.
$2M general liability, a $3M umbrella, and endorsements that match the certificate, with fast COI issuance once you’re bound.
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